Free, open-source personal finance for Linux. No cloud, no subscription, no account.
Everything at a glance: net worth, this month’s budget, what’s due, and what just happened.
Your data lives in a single file on your disk. The app talks to no server of ours because there isn’t one. The only network calls it ever makes are to services you opt into with your own API key — exchange rates and security prices — and it works completely offline without them.
Multi-currency with historical FX. Investments with FIFO cost basis, dividends, splits, bonds and options. Property, vehicles, and loans with real amortisation. Most tools flatten all of this into “accounts”; this one doesn’t.
GPL-3.0. No trial clock, no feature gate, no upsell. The source is on GitHub and the binaries are built from it in public CI.
One .mfl file, plain SQLite. Installing, upgrading or removing the app never touches it. If the project vanished tomorrow your data would still open.
Multiple accounts, multiple currencies, property, loans, and a portfolio with real holdings and real cost bases — a complete picture, entirely on your own machine.
Income in, spending out, savings at the end — traced end to end. Drill into any figure to reach the transactions behind it.
An envelope/zero-sum hybrid: assign what you have, roll over what you don’t spend. Know on the 12th whether you’ll make it.
FIFO cost basis, unrealised and realised gains, dividends and money-weighted IRR — across shares, funds, bonds and options.
One type scale and one set of design tokens across every screen, in both themes. Big legible numbers either way.
Where My Financial Life tracks your money today, My Retirement Life projects it forward through retirement — drawdown order, tax, inflation and life events — and answers whether it lasts. The two are designed to exchange data, so a salary change or property sale recorded here can feed the projection.
In development Not released yet — no download, no date.
1.0.0 runs on 64-bit Linux. Debian and Ubuntu package, portable AppImage, or a tarball for any distribution — with published checksums.
macOS and Windows builds work today but are unsigned, so they aren’t part of this release.
