Terms & Licence
Last updated: to be set on legal sign-off
The clauses below describe the intended terms in plain language, but the binding EULA / terms of sale must be drafted or reviewed by a solicitor before launch. The seller is Garelochsoft Ltd (a UK company — exact registered details to be confirmed with an accountant once formed). Do not treat the wording below as final.
1. Licence grant
My Financial Life is published by Garelochsoft Ltd and is licensed, not sold. Your purchase grants a one-time, perpetual licence to use the app on your own computers. A 1.x licence continues to work on every 1.x release. A future major version (2.0) is a separate, optional paid upgrade; your existing version keeps working regardless.
2. How the app is sold & installed
The app is sold and installed only through the platform stores — the Mac App Store and Microsoft Store (with a native Linux build planned for Q4 2026). You buy, install and update through the store, and your entitlement to use the app is managed by that store account — there is no separate licence key to enter. We do not sell or host installers directly. [Final wording to be confirmed at legal review.]
3. Updates
Updates are delivered through the store you bought from and are free for the life of your 1.x version. If a store is temporarily unavailable in your region, contact hello@garelochsoft.com.
4. Not financial advice
My Financial Life is a tool for recording and viewing your own finances. It does not provide financial, investment, tax, or legal advice, and nothing it displays should be relied on as such. Decisions you make using it are your own.
5. Disclaimers & liability
[To be drafted.] The software is provided “as is”; warranty disclaimers and a limitation of liability, drafted to the relevant consumer-protection law, go here. This does not affect your statutory rights.
6. Refund policy
[To be drafted.] Because the app is sold through the platform stores, refunds are requested from and handled by the store you bought from — Apple or Microsoft — under their standard refund process and your statutory rights. We’re happy to help you find the right route; contact hello@garelochsoft.com.
7. Payments & taxes
Purchases are processed by the platform store (Apple or Microsoft), which is the seller of record for the transaction and collects and remits applicable VAT / sales tax. The store’s own terms apply to the purchase, and the price it shows at checkout is the price you pay.
8. Governing law
[To be confirmed.] Expected to be the relevant UK jurisdiction in which Garelochsoft Ltd is registered (the law of Scotland, or England & Wales) — to be finalised at company formation and legal review.
See also the Privacy Policy.