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About

Built for people who keep their data their own.

My Financial Life started from a simple frustration: the best way to see your whole financial picture shouldn’t mean uploading it to someone else’s server.

Local-first, on purpose

Plenty of finance apps are really data businesses wearing a budgeting app’s clothes. We took the opposite bet. Your file lives on your Mac or PC. There’s no account to create, no cloud to sync to, and nothing for us to mine. When automated bank feeds arrive, they’ll work on a bring-your-own-credentials model — you hold the keys, and your bank details never route through us.

A serious tool, calmly made

It’s built for careful savers and DIY investors — people moving off discontinued or declining desktop finance apps who want real portfolio tracking, true multi-currency, and budgets with a backbone, not just spending categories. The app deliberately speaks that vocabulary.

Buy it once

We sell software, not a subscription to your own numbers. One-time purchase, everything included, and your version keeps working forever. Major upgrades are optional and paid — never forced.

Today, and tomorrow

My Financial Life is your money today. Its sister app, My Retirement Life (coming soon), projects your finances forward through retirement, drawdown and tax. Together they tell the whole story — present and future — and they’re designed to be owned together.

Who makes it

Garelochsoft logo
My Financial Life is built by Garelochsoft — quietly powerful software, made on the west coast of Scotland. The same hands make My Retirement Life. Small studio, long-term software, no investors to answer to but you.

Questions, or just want to say hello? Get in touch — a real person reads it.